Divergent Housing Price Trends In Mumbai And National Capital Region Crisi Research

CRISIL Research expects divergent price trends during the year in Mumbai and NCR (National Capital Region), the two largest residential real estate markets in India. In 2011, prices of houses are likely to decline in Mumbai, whereas prices will rise marginally in NCR. Further, the extent of price decline will vary widely across areas in Mumbai, whereas prices will inch up uniformly across areas in NCR.
CRISIL Research studied the price trend in three major supply pockets in Mumbai and NCR western suburbs (Goregaon, Malad, Kandivali and Borivali), Thane (Ghodbunder Road), and central suburbs (Dombivli and Kalyan) in Mumbai; and Noida and the outskirts of Ghaziabad and Faridabad in NCR.

City Reality reports offer an in-depth, area-wise analysis of residential, commercial and retail segments covering 400+ areas across 88 micro markets in 10 Indian cities. Read the real estate developer ratings at CRISIL that has developed two specialized products with their real estate research that help housing customers and financial institutions understand the intricacies.

Accounting for more than 50 per cent of total planned supply in each city, these major supply pockets would represent the trend in housing prices in the whole city. Mumbai and NCR would together account for more than half the 1.5 billion sq ft housing supply planned in India’s 10 leading cities up to 2013.

In Mumbai, falling demand, owing to diminished affordability, and rising interest rates will trigger a decline in prices in 2011. Prices of houses soared by 43 per cent in 2010, in the city’s three major supply pockets. Prices thus surpassed their peak values, attained in the first half of 2008, by 26 per cent, adversely affecting housing affordability. CRISIL Research therefore expects prices in Mumbai to decline by 8-10 per cent in 2011.
In NCR, prices will move up marginally because of relatively better affordability. Prices went up only by 6 per cent in 2010 in the capital region’s three major supply pockets. Prices in these areas currently are 15-20 per cent less than their peak values in the second half of 2007, making affordability relatively better in NCR than in Mumbai. CRISIL Research therefore expects average prices in the region to move up marginally by 3-4 per cent in 2011.

“Reduced affordability and a likely increase in interest rates by the Reserve Bank of India will subdue demand and depress housing prices in Mumbai in 2011. In NCR, relatively better affordability will prop prices despite any increase in interest rates,” explains Nagarajan Narasimhan, Director – CRISIL Research.

In Mumbai, the extent of the price decline would vary widely by area. Prices in premium locations like South Mumbai and Central Mumbai, which have an excess supply of houses priced at more than Rs 50 million, would decline sharply by 15-20 per cent over the next 12 months. Prices will decline more moderately, by about 6 per cent, in areas like Vasai and Virar, where affordability would be relatively better. In NCR, with prices increasing marginally across all areas, the trend, again, will be divergent.

Best Property Developers And Builders In Chennai

Chennai is an important metro city of India. Located on the shores of Bay of Bengal and is home to the second largest natural beach in the world. Like all over in India, real estate market is growing at fast pace in Chennai also. With more and more industries and companies setting up their base in Chennai, demand for commercial as well as residential space is increasing very fast. To cash in this demand, many real estate developers are launching their projects. These residential and commercial property projects are bringing huge fortune for the developers. Most of the leading builders in Chennai start their housing projects at few acres of land. They construct well panned and aesthetically beautiful housing societies.

Some of leading property developers in Chennai is

Golden Homes Pvt. Ltd.

Golden Homes is among the well reputed property developers in Chennai. It is known for successfully completing ore than 100 housing projects all over the city. Some of the most prominent projects from this builder include Golden Fortune, Golden Altius, Golden Tassles, Golden Chime, Golden Kingsmead, Golden Quarter and others.

Appaswamy Real Estate:

The Appaswamy Group of Companies is appreciated in Chennai for developing various leading housing projects. The Group has diversified in many fields apart from property development. It deals in construction, Chit& Finance, Hoteliers and Generation of No-Conventional Power through Wind Mills. The Appaswamy Real Estate has created a niche for itself in the real estate market of Chennai on account of its quality of work, meeting deadlines, customer satisfaction and the affordable prices.

Jain Housing & Construction Ltd.:

Jain Housing and Constructions are known among the prominent builders in Chennai. They are known for offering quality work at affordable prices. They have built numerous projects and some of them are Jains Ankush Prakash, Jains Kences Retreat, Jain Amrit Kalash, Jains Anusruta, Jains La Gardenia, Jains Antariksha, Jains Eiffel Gardens, Jains Abhishek, Jains Anumita and Jains Green Acres and more.

Sri Satya Sai Constructions

Sri Satya Sai Developers are constructing residential as well as commercial property in Chennai since 1990. Some of the famous projects from this construction house are Capital Towers, Challa Mall, Eden Garden, Casa Challa, The Retreat, Intel Park and IT Park.

The Natural Scene Of Goa Increases The Value Of Its Real Estate

The Goa real estate exist their importance in itself. Who is unknown about the beauty of Goa, Goa is well known for their natural scene, which is God gifted. Its natural scene is the symbol of greenness and shows its prosperity. In the same way its natural scene is the key point for Goa real estate, which plays an important role in booming economy of India.
If we see its property segmentation, we find it in two parts, one is commercial and another is Residential property. Commercial property is covered by many types of shop, hotel, resorts, showrooms, offices and malls but residential property is covered by many housing board projects, apartments and modern type of industrial constructions etc.
If we see its real estate by state segmentation, we find its property in four parts such asEast, West, North and South Goa.
According to Real Estate Company Pearls group There is a plane to redesigned Goas old property in to the new by their restructuring and reconstructing plane.
There is a statements said by expert about Goa properties Goa property is as flexible for man as there atmosphere.
Jyoti Narayan who is the executive director gives own view about Goa and their property The group who had already property in Goa find more profit and make great existence to increase the value of real estate and make conditions boom able.
There are many ornament of Goa real estate like as Hospitals, Theater Community activities, Metro projects, Road projects and airways projects. After it Goa property is already decorated with many featured projects also.
To sum up, we can say that the person who want to invest in Goa property never will be hesitated because the profit by Goa property is not only financial but also mentally for rejoicing your spirits.

Now Easily Locate Real Estate Builders in Noida

You can find various upcoming real estate projects in Noida that have
been undertaken by the builders of Noida recently with many of them
working under big banner projects. Noida has become a hub for industries
and residential purposes which has led to the emergence of various real
estate builders there.

It has now become very easy to search for the real estate builders in
Noida. Every real estate builder has its own official site which can be
assessed to get information regarding any property of on-going projects
in Noida region. Each real estate builder has evolved a strategy and
concept of providing the best place for both commercial and residential
purpose as per the requirement of the customers. While some of the
builders who do have their official site can still be easily navigated
through internet or references.

Every real estate builder in
Noida has its corporate office whose main head office may or may not be
Noida but all their offices are connected with each office. As the real
estate builders have many offices in whole Delhi/ NCR region, it
provides assistance and information as per the requirement. Some of the
builders have evolved an idea of combining ethnic and contemporary
architecture. Also, covering the fact that the residential area provides
an ambience of fauna and flora in the premises of the building with
various facilities near the area.

Most of the buildings in Noida have enough space to easily accommodate
people with many facilities along with it. It provides an exclusive area
for swimming, parks, parking, gym and many more within the building
along with the facility of lifts. The real estate builders in Noida
assure full satisfaction of the customer and service quality with modern
and convenient living facilities. As there are many estate builders
available in this region, it is more convenient to visit their site
first before contacting or approaching any of the builders.

Various leading companies have come up with real estate projects in
Noida at different prices and rates provided by the leading online
property sites of India. These builders have mentioned the details of
the projects with their total cost and the purpose of the projects being
undertaken. The details also include the area of the compartments or
the land where the project has to be undertaken so you can easily choose
one out of them.

Goa Real Estate Emerging Realty Destination

Goa is situated on the west coast of India and is famous for its millions of years old beaches, world heritage architectures and worship places i.e. both temples and churches. The capital of Goa is Panaji and is highly distinct from all other cities of India. Goa is the hottest and the most popular tourist destination for its pristine beaches and international lifestyle.

The city of Goa splashes a terrific blend of old and new, verdant hill forests, shiny sand, swaying coconut trees, infrastructural marvels perfectly coupled with hospitable and charming people. This region known as the smallest Indian city does not only lure holidayers but property investors also. The investment avenues are evergreen in this city as all the above luxuries can be enjoyed throughout the year. Goa seems to be a perfect investment destination for many as relaxed and quality living is its primary offering. You can enjoy your retirement life amidst its greenery and sparkling environs by investing in Goa property now before prices are spiraled high. You can invest in any kind of property like penthouses, flats, guest houses, rest houses, hotels or other kinds of residential and commercial properties.

With the growing awareness of the tourism potential in Goa and the entry of various international events, the property rates have already grown high. The real estate in Goa is blooming and rates are expected to grow further. The temperature of this city is congenial and suits all kinds of visitors from across the world. It has a global appeal that makes it a favorite with foreigners and continues to invite investments from international corporate entities. Being known best for holidaying, businesses in hospitality are at the top in Goa. In the commercial sector, tourism companies and hotel industry show great interests in Goa real estate. Steep rise in commercial realty rates has also been predicted by the real estate experts.

Moreover, properties in Goa are extremely eye-catching that keep the watcher hooked to them. It is known for its architecture and cultural places like age-old churches and temples. People from far flung areas come to visit these pristine marvels, making this city a precious jewel for the country. Such attractions make it one of the most sought after realty destinations of India. It would always prove beneficial to invest in property in Goa as it will inevitably grow as a holiday destination and a tourist spot.
The future scope of Goa real estate is unlimited and so, realtors and property agents advise investments in the current scenario as it would soon witness sky rocketing prices. This investment would reap high profits in future and so, various leading property dealers like DLF, Parsvnath, Acron, Araujo Home Makers, Sanatan Financers, etc. are entering in Goa in the quest for investment avenues. Some of the upcoming Real Estate Projects in the city are listed below:

1. DLF is all set to come up with a glitzy shopping mall in Panajis Patto in Goa.

2. Prominent real estate developer, Parsvnath Builders and many others are constructing projects with the aim of transforming scenic locales of Goa into huge housing segments featuring health clubs, tennis courts, shopping malls, hospitals, schools, etc.

3. Apartments on the beach or one with a river view or an exclusive bungalow featuring top-notch facilities, etc. will be the new face of the beach city, Goa. Shopping arcades featuring top brands are also mushrooming in the city.

According to real estate consultants, residential property in Goa asks for high rentals along with good resale value. The construction boom has swept the entire city while it emerges as the upcoming realty destination.

Clipping Path Service Outsourcing From Metrodesk

To improve and enhance the look of items in pictures, many companies will try different methods to showcase their products in the best possible way. Utilizing clipping path services is one of those ways. Companies who perform clipping path services will use photo manipulation techniques to reduce shading, improve the look of the product in question, and really make the image “pop out” of the picture. This is very common in advertising and catalogs, where the background is further deemphasized in favor of the image in question.

Image masking is a photo manipulation technique that takes an image and places it on a chosen background, instead of the background the image’s picture was originally taken on. This technique is used for video titling and computer graphical user interface icons. Companies that wish to use these techniques for their business may not employ the graphic designers needed to make such things happen. Many imaging companies offer both of these services, but their prices aren’t always friendly to a company’s bottom line. Therefore, outsourcing clipping path services and image masking is becoming more attractive than before. Image manipulation services located in developing countries such as Bangladesh, India, and the Philippines are more than willing to do these imaging jobs for far less than domestic companies charge.

Why outsource these services overseas? Price is the overriding factor. Doing a clipping path service on a relatively easy task can cost as little as a dollar when outsourced; many domestic companies would balk at that price. Outsourcing these jobs saves money in the long term because money is not being eaten up by expensive imaging services. Image masking services are very popular to outsource. The knowledge base in these countries isn’t that much different than what would normally be found domestically; however, the ability to do these jobs for less gives them a comparative advantage.

The turnaround time is just as fast, too. Overseas imaging companies have workers available to finish jobs within the same day, or within a few hours if necessary for an additional cost. Businesses who don’t have the capability to do these image manipulations themselves would normally hire someone to do it; but the low prices offered by overseas firms make them far more affordable options in the long run. Companies with tight budgets will consider using these overseas firms for these clipping path and image masking services in order to save money.

Assam Gramin Vikash Bank – Asomi Mortgage Loan

Government of India through a notification dated 12th January 2006 amalgamated the four Regional Rur…

Government of India through a notification dated 12th January 2006 amalgamated the four Regional Rural Banks sponsored by the United Bank of India in the state of Assam to form Assam Gramin Vikash Bank (AGVB).

The erstwhile RRBs amalgamated were Pragjyotish Gaonlia Bank (Established on 06-07-1976), Lakhimi Gaonlia Bank (Established on 29-07-1980), Cachar Gramin Bank (Established on 31-03-1981) and Subansiri Gaonlia Bank (Established on 30-03-1982).

Thus Assam Gramin Vikash Bank (AGVB) came into existence from 12th January 2006 covering the areas of operation of the pre-amalgamated RRBs. The bank has its Head Office at Guwahati.

Purpose: This is a loan to owners of house, flat or commercial property to meet business/professional or personal purposes.

Eligibility: The applicant must have sufficient regular income to repay the loan and the property should be in his name.

Security: This personal loan is granted against mortgage of property such as house /flat /commercial property.

Latest New Projects In Delhi Ncr

Real estate market in India has started to look up again. Many developers have come up with fresh projects in economical budget range. Low cost housing has become the new mantra.

If you are contemplating an investment in a new project in Delhi NCR, then here are a few recently launched real estate projects you should consider –

1. Jaypee Kosmos – This is a very good project for people considering Noida – Greater Noida corridor. Priced at about 2975/- per sqft, this project is located at Sector 134 near Noida – Greater Noida expressway near ATS Greens. It is about 10 minutes drive from DND flyover. It boasts of all the modern amenities like 24 hrs power and water, social club, medical facilities, kids playing area and so on. The apartments are designed with a price conscious mind. For example, the 2 BHK here has a super built up area of about 850 sqft, giving a basic sell price of about 25.30 Lacs.
It is definitely worth a look considering a very competitive rate and good reputation of Jaypee Greens, especially for people who are looking for good long term investment and are ready to wait till 2012 for possession.

2. Jaypee Aman – A project on similar lines in sector 151, which is further towards Greater Noida on the expressway is Jaypee Aman. It is priced at basic sqft rate of around 2250/-. The smallest apartment with a super built up area of 850 sqft costs about 19 Lacs making it a very affordable buy. The possession date for Aman will be in 2012 as well. Official booking of this project is closed as of now, but it’s very much possible to get a booking in resale from people who will get an allottment. Of course, the pricing will be slightly higher than the launch rate.

3. Unitech uni homes (plots) – If you are someone who dreams of a self built villa, this might be a good choice for you. It comprises of 120 and 192 sqyd plots in Sector Mu, Greater Noida. The current inaugural discount price is Rs 15,000 per sqyd and will go up to Rs 17,000 per sqyd after project launch. The price of these plots is comparable to the prices currently offered by the Greater Noida authority in close by sectors. The plots are located in Sector Mu, which is about 6 kms from Pari Chowk in Greater Noida. The Unitech Uni Homes plots come complete with all modern amenities like kids play area, community center with games room and multi purpose hall, gymnasium, swimming pool, gated community, round the clock security, fire safety provisions, food bazaar by Big Bazaar, ATM within the campus, banks nearby etc.

4. Lotus Boulevard – Lotus Boulevard is an offering in Sector 100 of Noida from The 3C Company. This project boasts of being the largest “green” housing project in India. It aims to provide a lot of open space, air and lighting in its apartments. Other eco friendly methodologies like rain water harvesting, energy saving lights etc. are part of the eco system here. All the modern amenities are also provided for maximum comfort. The basic price per sqft for Lotus Boulevard is Rs 2825 that puts price of the 2 BHK (1075 sqft super built up area) at about 30 Lacs.

If you are interested in getting more details and booking procedure for any of these projects, you can visit http://www.zamanzar.com or email us at or call us at +91-11-6661-9241.
Zamanzar is a real estate advisory firm headquartered in New Delhi, India. We offer online search tools to find property and offline services to help complete the transaction. Our services cater to real estate buyers, renters, and sellers. We have thousands of residential and commercial resale properties and New projects in Delhi NCR(Noida, Gurgaon, Greater Noida, Ghaziabad, Faridabad), Bangalore, Hyderabad, Chennai, Mumbai, Pune, Kolkata and other cities of India.

Commercial Property in Gurgaon a Booming Industry

Growth in the real estate sector of any nation indicates the growth of nation. In the same way growth of any nation is very much depends on the rising needs and demand of commercial property. Increasing growth in the commercial property indicates expansion and prosperity. Rapid growth in economy can be felt everywhere. Commercial property is real estate property that is used for business and it indicates any type of business in which the production of goods is not involved. One of the biggest business decisions you could make is whether to buy an office space or find a commercial property to let. For whatever purpose you are investing, it’s likely to be your largest asset and possibly your biggest expense. Increase in the number of small business houses, small industries, and self owned establishments is astounding in comparison to the last decade. This is pushing commercial property market and real estate India at top gear. Gurgaon being one of India’s more popular cities is considered as an important and successful commercial center. Those who aspire to make great amount of money can make investment in Affordable Commercial Property In Gurgaon. Nowadays real estate business has gained wide popularity. Therefore more and more people are keen to Buy Commercial Property In Gurgaon. Being a constantly evolving marketplace the commercial property market of Gurgaon is unpredictable. If you are looking forward for a long time investment then choosing a commercial property in Gurgaon is a good option.With the help of internet you can search several commercial property sites that show real estate listings. Thus you can update yourself by browsing the internet regularly. By visiting numerous websites you will be able to select the best available commercial properties. Several kinds of commercial property in Gurgaon such as restaurants, office building, commercial condo, warehouse facility, etc can be purchased. Moreover, purchasing your own commercial property allows you the flexibility of buying larger premises that you actually need. You can then let out the additional space and generate a rental income that you can put towards your monthly commercial mortgage repayments. Real estate investment is considered one of the safest investments in the world. Depending on your budget, you may buy an entire commercial building or just a single unit in it. Thus affordable commercial property in Gurgaon is something that would appeal to intelligent investors who are interested in a good, long-lasting income-producing asset.

Talki Mack is a famous writer who writes about Commercial Property In Gurgaon, Affordable Housing In Gurgaon etc. For more details visit http://kane.co.in