Los Angeles Personal Injury Lawyer-establishing The Reasonableness Of Slip And Fall Injury

Perhaps one of the most controversial types of personal injuries is slip and fall. This is because to win the settlement, you have to determine the reasonableness of the accident says Los Angeles personal injury lawyer. Reasonableness refers to the persistent efforts of the owner to keep the entire property or process safe. This way, there would be no type of injury that will be suffered by an individual such as an employee or a neighbor. But how do you exactly determine the reasonableness of the defendant? According to Los Angeles personal injury lawyer, here are some of the ways: 1. The defendant is very much aware of the presence of the danger. If the broken glasses have been there even before you slipped and fell into them, and yet the owner didnt do anything to correct the problem, then you have every right to file a claim against him says slip and fall injury attorney Los Angeles. 2. You should determine what kind of safety procedures he followed to avoid accidents. If there is always the presence of risks in his surroundings, the defendant should do everything that he can to ensure not just his safety but other peoples as well. One of the best ways is to develop preventive maintenance procedures. Slip and fall accident lawyer Los Angeles, for example, if there was a crack on the building floor, it should be fixed right away to avoid any employee from eventually meeting an accident because of it. The lot owner should ensure that there are proper signs all over his property to warn people of possible dangers. If he doesnt have any of these processes, you could have a very strong case. Moreover, even if he has one, but he doesnt implement his safety rules regularly or properly, he can still be held liable for your injuries. 3. The object that caused your injury should not have been there in the first place. Lets take the common scenario of slipping into a banana peel. You very well know where it should belong, and yet it ended up on the floor. Since its not meant to be there, the one who carelessly threw the peeling away must be answerable to your injuries. A slight variation of the condition is when the real reason for the objects presence no longer holds true. For instance, if the lot owner decided to create a hole in the lot to build a small dog house but later on changes his mind and doesnt cover it with something, he will be responsible for anyone who will fall into the pit and sustains injuries.

Criminal Law Is The Set Of Acceptable Limits Of Conduct In Society

Some people are unaware of the fact that there are different classifications of law. The law itself is broken down into different classifications and categories and each category covers an extensive array of laws and regulations. One such classification or category is criminal law. Criminal law itself is the set of acceptable limits of conduct in society. This is what people should and should not do. These are the rules and regulations that everyone in society is expected to follow. Criminal law itself does not demand that members of society perform any special acts; it outlines what they should not do. Each country has its own set of laws that people must follow. As well each country has its own set of punishments for those who break the law.

Criminal law itself consists of a variety of things. Criminal law consists primarily of the criminal laws themselves and the criminal procedures that must be followed. It also includes the legal rules defining criminal conduct and how it is punished.

Criminal law is also used to define what a crime is exactly. According to the criminal law, a crime is a wrong committed by a person against a state or federal government. Due to the fact that the crime is committed against all members of society and not just a particular individual or victim, the victim does not make the decision about whether or not to prosecute the criminal. A representative of the federal government or state makes this decision as laid out by the criminal law procedures for that state or country.

Under the classification of criminal law there are various types of crimes for which lawbreakers can be prosecuted. The first of these is felony. A felony an offense punishable by a term of imprisonment exceeding one year or by death. Another type of crime as described under the criminal law is a misdemeanor. A misdemeanor is a crime punishable by imprisonment in a county jail for up to one year or jail and fine. One of the more serious crimes that fall under the category of criminal law is assault. Assault is defined as an act that intentionally or recklessly causes another to apprehend immediate and unlawful personal violence.

Home Staging Business and Marketing Strategies to Sell Properties

Riches in Niches

As more and more Home Stagers, Professional Organizers, Interior Designers and Real Estate Agents come to APSD for Home Staging Training and Certification, I realize the importance of teaching the concept of “Riches in Niches.”

Some of you already understand this idea and have specialized in one area or another, and others are still trying to be everything to everyone. I started with the idea that I could please everyone too. And I did, and then I was tired and broke. You have to face facts. As women (I know we have some GREAT guys too, but you don’t have the “pleaser” instinct of women!) we already have to please so many other people each day. We please our spouse, our children, our neighbors, our boss – basically anyone that walks in our path.

As I decided to make the real choice and lead the home staging industry, I realized that I could no longer be everything to everyone. I had to be extraordinary with my strengths and visions and help those that were willing and able to receive and exceed with my brand of training. I knew that I wanted to focus on the true business growth aspect of Home Staging Training and Certification. I didn’t want to teach people to put candles on a table. I wanted to teach systems, marketing and business development in an industry I loved. I wanted to teach creativity, lifestyle and money making techniques.

So, I niched myself and APSD as The Global Leader in Home Staging Training and Certification with a specific focus on exactly what I mentioned above.

And because I see the need of “niching” or creating a specialty, I teach 19 different streams of income to our highest level APSD member, Property Scene Designer. I want them to have the , education, resources and ability to niche. The same is true with my APSD Stager Pro’s. I teach 4 different streams of income in that course so they can become experts in certain areas and stand above any other Home Stagers in their market. Kim Holdbrook, one of my Certified APSD Stager Pro’s is awesome at Curb Appeal. She should make it an area of expertise. Mannie Tantawy perfects Origami displays and is already standing out as an expert in this area. Terri Garner is an expert with Home Staging for investment properties as is Cindy Captein. There are many more certified APSD Home Staging Professionals that have also seen the benefit of “niching” their home staging services, and have done so.

It does not mean that you can’t provide an entire menu of services but if you can become known for one specific thing, you will always be the “go to expert” which then opens the door for additional opportunity.

Here Is how you develop your niche:

1) Decide what aspect of Home Staging you Love the most. Do you love doing vacant homes? Maybe working with investors is your niche. What about high end properties? You might specialize in homes over $1 million. You could also focus just on certain type of Home Staging service, like Curb Appeal or Marketing.

2) Once you have decided what you love to do, become the expert. Take the training you need to get to the top of the pack. Practice, practice, practice. Next, you have to toot your own horn. Go out and start telling everyone who will listen, that you are the expert. Then own it internally and do an extraordinary job every single time.

3) Continue to Educate yourself. You can take a course, listen to CD’s, become a member of a great organization like APSD that offers continuing education, look at others work, attend Home Staging events, etc. The biggest mistake that most so-called experts make is they stop learning and growing. Then, others that are willing to receive education surpass them.

4) Market Yourself and your work endlessly. The more you talk about your specialty, the more others will as well. So, don’t be afraid to brag a little about your results and your extraordinary achievements. Before you know it, others will be doing it for you.

An easy way to begin to develop your “niche” status is to listen to the APSD Complimentary call I recently did on Curb Appeal. “Curb Appeal, Creating Impact and Profit in your Home Staging, Design and Real Estate Business.” You also still have time to take advantage of a very special offer I made at the end of the call! http://www/apsdmembers.com/curbappeal

To your joy and success,

Karen Schaefer
Founder, APSD
The Global Leader in Home Staging Training and Certification

You Can Download Movies In Theaters Too!

There is good news for movie fans; you can download movies in theaters now. Watching movies in theaters is quite expensive and not everyone can afford to see all the movies they would like to watch. However, with the new technology, you can see all the movies you want to see without burning a hole in your pockets. You can get movies downloaded on a CD or a DVD in theaters free on the internet. Several paid and free websites offer the facility to download movies in theaters from the internet.

The internet has not only changed the meaning of speed and blurred the boundaries, it has also redefined quality. Now, there are high-speed surfing devices that help you download movies in theaters easily, almost instantly and flawlessly. You don’t have to step out of your house to do all this. This is a perfectly hassle-free technique that has made the theaters a thing of the past. Who would want to go to the theater to watch a movie when they can do so from the comfort of their home? Even the option of watching movies on DVDs or CDs pales in comparison with the facility of downloading movies in the theaters. And, the best part is that you can get the latest download movies in theaters free.

But there are few points to ponder before you are downloading any movie from any site. Before you download any movie from any site, make sure the movie can be legally downloaded or not. Many movies cannot be legally downloaded, and many movie sites too are not providing the movies legally. If you are downloading any movie illegally, you might be infringing or violating the copyright laws by watching a pirated version of the movie.

Many sites provide downloaded movies from theaters and keep quality movies, which are legal and safe to download. These movies, which are included on those sites, stay in the public domain and you are legally authorized to download them. As there are many movies released, you can easily search for the download movies in theaters for which you have developed a fetish and would like to watch. However, if you want to download movies in theaters online, you can only get few old movies. Generally, if you want to watch a movie legally online, you can watch some timeless classics and can get one for yourself.

For the latest movies that can be legally downloaded, you will have to sign up on the legal paid sites and avail their movie download service. These paid sites can sometimes provide you not only the latest movies but even some that have not yet been released, and you can download these movies without any hassles and even be sure of their high-resolution picture quality.

With the free movie downloading sites you may save some money but you will have to settle with poor resolution and picture quality. Often their downloading process takes a long time, which can be quite frustrating. You will end up spending much more for DSL usage even if you don’t pay for downloading movies.

How a Foreign National Can Buy Real Estate in America

Opportunities for real estate investment for foreigners is wide
and varied in the United States. It doesn’t matter where you’re from and
what currency you’d be using to purchase a property, you have a
property waiting for you.

There are generally three kinds of real
estate investment available to foreigners. These investments include the
commercial estate investment and residential property investment.
Residential properties are further classified into single family
properties, apartments or condominiums and recreational properties.
Regardless of what kind of real estate you are interested in, there are
all sorts of tax ramifications, financing options and legal requirements
that you have to deal with.

Why Should You Invest in the U.S. Real Estate Market?

You’ve
probably heard of the increasing number of foreign real estate
investments in the United States. This is not surprising. With the
troubles that the real estate investment market is facing in the United
States, greater opportunities in real estate investment were opened to
foreign investors.

With the dollar’s value in its all time low,
foreign investors are finding real estate bargains all over the United
States. There are no shortages of deals in this market. More and more
distressed properties are being sold everywhere and foreigners are
pouring in millions buying these foreclosed or distressed properties.
The United States real estate has become a fairly attractive long-term
investment for foreign investors.

In November of 2006, the
National Association of Realtors released a report entitled “Foreign
Investments in U.S Real Estate: Current Trends and Historical
Perspective”. The report showed that there has been a steady increase in
foreign real estate investment in the United States. This is especially
after the euro and the loonie became stronger in the face of the
continuous devaluation of the US dollar. Prime bargains were opened to
foreigners. Many foreigners have now looked into the possibility of
retiring or settling in the United States.

If you’re a foreigner,
you would find a lot of reasons why you should invest in the United
States real estate market. Aside from the fact that the floating
exchange rate has given you a lot of leverage over the bargaining table,
the financial market is a pretty good reason why you should invest in
the US real estate.

The financial market in the United States in
relation to the real estate market is quite liberal and the restrictions
against foreign investors are pretty reasonable. This is ideal for
foreign companies that are seeking to invest in the real estate market
in the United States in order to avoid tariff restrictions and are
considering setting up an office or a company in the United States.

Furthermore,
despite the devaluation of the US dollar and the wide foreclosures of a
lot of property, the real estate market remains to be stable, though
slightly shaky, due to foreign investors’ capital appreciation. Domestic
real estate buyers may not necessarily share the same opinion, but the
market has remained to be strong for foreign real estate buyers. This
may be largely credited to the fact that there is minimal risk for them.

Why are Foreign Real Estate Investments Safe and Profitable?

There
are a lot of investments you can make, but the safest you can make
right now is investing your money in real properties. This is another
good reason aside from the fact that you can make a pretty nifty profit,
if you like, particularly now with the widespread property foreclosures
and seemingly continuous US dollar devaluation. This is especially true
if you are going to use the euro or the loonie when making your
investment.

But why is US real estate investment safe for foreigners?

It
is undeniable that stock investments are not a safe avenue at this
point. The recession has not only affected the US economy; the same
recession has greatly affected worldwide stock investments. Stocks
values are dropping. It is also a fact that even without the current
economic situation, stock values fluctuates.

On the other hand,
real estate investments are pretty stable if you would compare it to
stock investments – or even bond or mutual fund investments. With real
estate investment, you’d be putting your money in an investment that
would grow in value as years go by.

What are the Benefits of Foreign Real Estate Investment?

US
state government supports foreign investments and along this line has
formulated various tax breaks to encourage foreign investment on real
estate. Many of these tax breaks are not available in many countries. In
fact, most countries would frown at foreigners owning real properties
within their territory.

Foreign real estate investment in the
United States is open to everyone. As long as you can afford to buy the
property or at least comply with the mortgage requirements and
payments, you can secure for yourself a pretty good property in the
United States. Again, with the current economic situation of the United
States, this is the perfect chance for you to make an investment.

Another
great benefit that you can take advantage of is the availability of
mortgage financing. Lenders have opened their doors to foreign investors
who are looking into purchasing a property. So, you don’t have to
actually deplete your bank account. You can actually secure a mortgage
loan and gradually pay it off.

I’m Canadian, What Are My Financing Options?

There
is a steady increasing rate of Canadian real estate investors in the
United States; and accordingly, the government has made certain that
they have attractive financing options available to them.

If
you’re Canadian – or if you’re a foreigner – you’d find a lot of reasons
why you should buy a piece of real property in the United States. For
Canadians, the parity of the currencies or the apparent devaluation of
the US dollar is a pretty good reason itself. But how do you finance
your purchase?

There are various financing options available to
you depending on which state you are in. In Arizona, for instance, you’d
get favorable financing terms if you are purchasing a property for
recreational purposes, that is, you do not derive any income or benefit
from your purchase or ownership. You will be required, however, to sign
up a disclosure agreement and give a 30% down payment for your loan. To
qualify though for a loan, you may be required to show availability of
liquid reserves for a period of three to six months. You may also be
required to present a minimum of 3-month bank statement.

If you
are purchasing a property for investment, you’d probably meet stricter
terms. Requirements may be more stringent. For instance, you could be
required to give a down payment of more than 30% and you may be required
to show one year worth of liquidity reserves.

Regardless of your reasons, if you feel like you can
fulfill the requirements of a financing loan, you can then proceed to
actually applying for a mortgage loan. Also, keeping yourself updated
with the financing terms flux may be a wise idea.

Understanding the Tax Ramifications of Real Estate Investment

The
first foreigner to have ever bought a real estate property in the
United States was Peter Minuit. This opened the doors to foreign real
estate investors. After a couple of centuries later, foreign real estate
investment has grown into huge proportions, accounting for
billion-of-dollar worth of industry.

The low risk attached to US
real estate market, the availability of countless properties, and the
steady market liquidity attract foreign investors in droves. The initial
snag, however, is the process of understanding the legal ramifications
of foreign real estate investment.

What you have to understand is
that foreign investment in the United States can take a lot of forms. A
foreigner has various options. He can acquire direct interest. He can
acquire an interest in the real estate through a partnership, a
corporation, or a limited liability company. The latter is the typical
structure used by foreign investors.

Limited partnership or
Limited Liability Company offers financial protection or indirect asset
protection, especially in cases of bankruptcy, law suits and taxes.
Foreign investors are generally taxed on the property as if they hold
the property in direct interest.

Ideally, you should secure the
services of a real estate accountant to help you out with the tax
ramifications, but it would help if you, at least, know the basics
before you actually talk to an accountant.

There are tax
consequences that you have to deal with when you buy a real estate in
the United States. You would need an Individual Taxpayer
Identification Number which you will use with all your tax transactions.
Your investment in real estates can be treated as a portfolio
investment and will be accounted for as an investment income which can
either be fixed or a periodic income. This is typically taxed at 30% on
gross revenues. This tax though does not apply though to all foreign
investors. Tax rates would vary depending on the tax personality the
foreign investor opted for. For instance, a corporation would be taxed
differently.

Other things that you should take note of are
availability and requirements of tax refunds and state tax laws on real
estate properties as they may differ from federal laws, among other
things.

By knowing all these things, you may save yourself from a
lot of hassles when you finally approach a real estate accountant. You’d
be in same wavelength when you finally get down to talking business. It
is, however, very important that you secure the services of an
accountant. You’d have an easier time dealing with the taxes
ramifications. You’d also have assistance ensuring that you comply with
all the accounting aspect of your investment. This is especially true if
you are purchasing a real property for investment purposes.

Do You Need to Secure the Service of a Real Estate Lawyer?

If
you are considering buying a property in the United States, you need
to secure the services of a real estate attorney – someone who could
help you with the legal issues concerning your purchase. It is tempting
to forego securing the service of a lawyer to save money, but this could
cost you a lot of money in the long run. Make sure that you have an
experienced and trustworthy lawyer to help you out. Make sure that you
have thoroughly checked out his credentials, profile, history of
successful cases handled by him, and other factors that would influence
your decision. You could check online and look for a lawyer working
within the state where you are considering purchasing a property.

Functions of a Real Estate Lawyer

There
is no actual distinctive function for a lawyer in a real estate case.
However, you would really need the assistance of a lawyer for various
tasks. A real estate lawyer would review the sales contract for you. He
would also check on the title and other documents relating to the
property. A lawyer would also review your mortgage contract and make the
necessary adjustments or corrections. You could also get him to review
with you the legal and tax issues concerning the purchase. A real estate
attorney could also make the necessary adjustments relating to various
expenses and costs involved in the purchase. He would assess your
eligibility for tax refunds and draft the documents and statements
relating to this.

Putting it simply, a real estate lawyer will be
your watchdog. He would guide you through the whole process of
purchasing a real estate in the United States in order to make sure that
you will be legally protected. You will have a capable and trustworthy
liaison to help you out with the contract. He will also face legal
disputes if any arise.

Tips on How to Invest in Real Estate Successfully

Now,
if you’ve fully bought into the idea of real estate investing in the
United States, you might just want to know how to go about investing in
real estate successfully. If you want to be successful in this venture,
the first thing that you have to avoid is overanalyzing. Of course, it
is a good idea to carefully think through your actions but it is a bad
idea to overanalyze your investment to nonexistence. You might lose a
great opportunity.

Before you purchase the property though, it
might be wise to check the property value. If it sits well with you and
you can reasonably afford the property, go ahead and make the purchase.

If
you are considering the property for a quick flip, make sure that the
property is in perfect condition and in good area. This is to ensure
that you could double or actually triple your return of investment. If
you can inspect the property yourself, do so. If not, a good and
trustworthy agent can help you with this task.

Another important
thing to remember when you’re buying real estate is good financing. You
should take your time to carefully consider all your financing options.
Foreign investors can email in their queries to various lending
institutions. It is a good idea to make sure that you’ve had their terms
and rates on paper because they tend to change these terms and charge
you with a lot of junk. Your real estate agent can help you with
reviewing the escrow charges.

The bottom line, however, is that it
is very important that you do your homework before you actually buy a
real property. Investing in real properties in the United States can be
profitable especially during these times. In fact, it may be the wisest
and most perfect investment you can make right now.

Is Investing In Noida Property Worth

Delhi, the capital of India is one of the most happening places in India. It is a fact that about 85% of the people residing in Delhi is not from this place. Since, it is the capital of the country; it has become most populated one. And due to this issue, Sanjay Gandhi invented this NOIDA abbreviated as New Okhla Industrial Development Area during the emergency period of 1975 to 1977. This Noida is basically an industrial down. But, currently Noida is placed as 17th city in maintenance and cleanliness than the other Delhi branched cities like Gurgaon and NCR Ghaziabad.

Advantages in Investing the Properly in Noida

Noida is around 20 kilometers from Delhi, has is bounded with the Hindon and Yamuna river. It has shown a tremendous growth and is now equivalent to any IT cities. Also, every Media corporations are trying to find their place here. This is the major advantage of investing the property in Noida.

The second most advantage in investing in property at Noida is the ambiance. It has a greenery effect everywhere you look around which induces freshness. There is very minimal amount of pollution in this place and the concerning authorities are also strictly adhering it to protect the place, which indirectly contributes to the global warming.

The connection to the main city is also made easy with the metros and expressways. People also travel daily to the city from here.

When you go and invest a property in Noida, you can be sure that it is the favorite choice even for the commercial guys and retail companies, who are majorly from North India. Also, there are many world class hospitals and hotels present at the place. Global schoolings are also coming in the place which makes the people with a family to settle for the better. Some of the schools are the Amity International School, Apeejay School, Army Public School, Ramagya School, Ryan International, Cambridge School, and Somerville School. Also there are many universities in this areas such as JSS Technical University, Amity University, Jaypee Institute of Information Technology, and Mahatma Gandhi Mission College of Engineering and Technology.

And for every income group of people in Noida, there are many elaborated shopping complexes are present. These shopping malls are stocked with all latest brands. Some of the major malls are Shopprix Mall, Center Stage Mall, The Great India Place, DLF Town Square Mall, and Spice Mall.

And some of the top companies of India such as Honda, Wipro, Escorts, Pepsi, Moser Baer, and Vectra have positioned them well in this region.

Due to all these advantages present in this place, the real estate has grown into a different level, and investing in them is the right way to do. The real estate contractors in this region offer first class construction and provide amenities like fitness center, amusement park, community halls, and green communitys park. This has raised the living standard of the people living here. Other facilities like wider roads, well drainage system, and underground cabling system.

Discover Top 10 Secrets Before Buying Commercial Property in Gurgaon

With the tremendous prosperity of business and industries in Delhi NCR, several companies and shopping malls are mushrooming in the capital city of India, but due to lack of space of establishment of further commercial properties in Delhi, the builders are utilizing the nearby associated cities for making further development of commercial complexes.

1. Gurgaon is becoming a demanding place in real estate business both from the context of residential flats as well as commercial properties. The main reason behind this situation points towards the huge impact of improving technology and establishment of infrastructure.

2. Today people are struggling for better prospects so that they can survive in this world of competition in a better way. In search of a better living they are tending to migrate to metropolitan towns and cities and are settling there. Gurgaon can be the ideal place for a better living.

3. Gurgaon which was traditionally not counted under the developed cities have been categorized presently under one of the most prosperous and developed city in India. The Haryana government has taken several initiatives for the improvement of this particular place which is reflected through the infrastructural growth and immense work opportunities which assures career growth. Moreover, due to the contribution of reputed builders such as DLF, Gurgaon have experienced huge improvements.

4. The demand for commercial properties have increased at a tremendous rate in Gurgaon, therefore many companies are offering new projects of construction with such lucrative properties at lower rates at the time of booking.

5. If you are looking for purchasing such a property in this location, you can find out the one that falls well within your budget depending upon your requirements. The companies offer great deals for commercial properties, residential properties, rented accommodations, etc. In case you are not aware of the prices you can take the help for professional assistance for better guidance.

6. Taking assistance from the real estate agents can be the wisest decision since they can guide you to make bright investments which are featured with great growth perspectives depending upon your financial budget.

7. Undoubted investing upon property located in such prosperous areas will definitely yield you profit in the long run since investing upon properties is like investing upon gold where the value will increase in future.

8. Commercial property in shona road is highly on demand. The place is full of greenery and excellent for construction of properties.

9. Due to the excellent connectivity in Gurgaon such as the metro railways which connects Gurgaon to Delhi, Noida and other destinations saves a lot of time of the passengers who are bound to visit these places on a regular basis. All such reasons make Gurgaon a preferable destination for real estate businesses.

10. People residing in Gurgaon are highly dependent upon luxury and hence the builders are showing high interest in developing luxurious malls where within one complex people can shop for clothes, eatables and other raw materials, they will not have to travel to different places to in search of various items. These shopping malls are constructed with all sorts of luxurious facilities such as elevators, escalators, restaurants, well maintained wash rooms for ladies and gents, spacious car parking areas, etc.

Ref. By: http://www.articlesbase.com/agriculture-articles/discover-top-10-secrets-before-buying-commercial-property-in-gurgaon-6813566.html

Author Bio: The author of this article dealing in residential and commercial properties in Gurgaon. Here he is sharing some facts that should be in mind when you are going to invest in commercial property in Gurgaon like office spaces, shops, complexes, shopping malls and more. For more details about commercial property visit at http://www.vipulgroup.in/Vipul-Business-Park-Gurgaon

Plans For Building Your Dream Boat

If you are considering constructing a wood boat from hand, good wooden boat plans will be crucial to the success of your project. Although there are many cost-free and paid boat plans available online and in stores, many of these plans could have little documentation backing them up to prove that they can produce a safe and water tight craft. Before you waste precious time, energy and cash on building a boat from insufficient plans, you must evaluate the wooden boat plans you are taking into consideration utilizing answers to the following questions:

Who created the plans?
If the plans are from an anonymous source, or from a person that you know little or nothing about their boat constructing experience, it may be best to steer clear of the plans. To be sure that the plans you are using are worthwhile, they must have been created by someone with experience in boat building.

Possess the plans been tested?
Just because a plan looks excellent on paper does not mean that it could truly construct a boat that can float. Preferably, you should look for designs that have many recommendations from individuals who have constructed fishing boats successfully from the plans.

Are the plans reasonably priced?
There are many various boat plan deals available online and in bookstores, and most are quite reasonably priced. You do not need to enroll in a boat building program or pay thousands, or even hundreds, of bucks for reliable, easy to follow plans to construct a wooden boat.

Are the plans adequate for your skill level?
Watercraft plans for experts can have little more than the plans themselves, but if you are a novice or amateur boat constructor you will likely benefit from step-by-step guidelines accompanying the plans you are preparing to use. Beginning and amateur boat builders may have the best success with beginners plans for building a boat.

Is there enough variation in the boat plan designs?
If you choose to acquire your plans online or in book form, you must look for boat plan packages that have a wide selection in the kinds of boat plans they supply and within every category of watercraft as well. The more choice you have, the more likely you could find a boat that you seriously wish to construct.

By finding expertly created, yet affordable plans for your ability level that have been adequately tested by various boat builders, you should be capable to build a lovely boat at home very easily and successfully.

The Five Stages Of Risk Assessment

Is risk assessment rocket science? No of course it isn’t.
Health and safety law requires that you carry out recorded,documented risk assessments for work,jobs,tasks or operations with significant risk, if you have more than five employees. The people involved should be included and their input valued, include,engage,embrace your workforce in the safety culture. The results and any changes required should be cascaded,communicated to everyone in the workforce, do not leave information in a file to rot.
I have never done a risk assessment! Of course you have, if you drive a vehicle,car,bike, you perform one at every junction, (I hope), looking both,each ways before driving on, if it is clear to do so. If you cross a street,road,highwayon foot you do the same thing, look both ways before you walk,step out.
Risk assessment is 90% common sense, clean up mess,spillages, repair leaks, dont leave draws open for people to walk into. No trailing cables,wires. Specialist information,knowledge of machinery, production,processes or chemicals,products will,may be needed, so make sure you have this advice when you need it.
Your business’s most valuable asset are employees,staff,workforce, so it makes business sense as well as legal, moral sense to protect them.
It is impossible to eliminate all risk and the law would not expect you to, you are required to do what is reasonably practicable. The definition of this is, what an open minded, reasonable person would expect to be in place. Sometimes referred to in legalise The man on the Clapham Omnibus, but you can Google that yourself.
The Definition of Risk Assessment
A thoughtful,thorough examination of hazards in the workplace and the controls in place to protect people who may visit the workplace
What controls are in place? Review and make changes if necessary.
Did you know?
o 245 people in the UK are killed at work each year not including road related deaths
o There are 30,000 work related serious injuries every year, 1 every 17 minutes o 137,000 people in the UK were injured or killed in work related incidents last year
o 2 million people in the UK believe their illness to be caused or made worse by work
o 25,000 leave work every year never to return o 38.5 million working days are lost in the UK through injury or ill health each year which is a 30 billion annual cost to businesses
Did you know?
o The average fine for successful prosecution by the HSE was 18,765 in 2004 and this is not covered by insurance!
Five Stages of Risk Assessment
Stage 1 Hazard Identification
Pretend you are new and look at everything with a fresh view, is what you record reasonable or should changes be made.
Everyone in the workplace will have an opinion, seek them out and evaluate their comments.
Manufacturer data sheets are an excellent resource for hazard information on machinery and chemicals. Use them as a reference for your risk assessments.
Information that is already in your business’s possession may also be useful, like accident and ill health records, they can often identify hazards which are less obvious.
Not all hazards are immediately obvious, noise and exposure to dust for instance may not manifest themselves for some years.
Step 2 Who is at risk and how?
Compile a list of all persons,individuals who may be at risk then you will be able to manage it. You may need to consider them as groups rather than as individuals.
Descriptions of harm are needed, type of injury, e.g. repetitive tasks like on a production line. There are special requirements for some groups of workers like young people, pregnant women, disabled persons.
Extra thought will be needed for some hazards workers in particular disciplines such as cleaners, visitors, contractors, maintenance workers etc, may not be in the workplace all the time. Also consider members of the public if they could be hurt by your activities. If you share your workplace, you will need to think about how your work affects others present, as well as how their work affects your staff ” talk to them and ask your staff if they can think of anyone you may have missed.
Step 3 Evaluate the risks and decide on precautions
There are Approved Codes of Practice available from the HSE which are taken to be industry best practice. What are you going to do about the hazards, everything reasonably practicable is the answer.
Is what you are doing sufficient? Use the ACOPs to measure your performance.
Use the ERICPD acronym to check that you Eliminate, Reduce, Isolate, Control, PPE (personal protective equipment), Discipline of the workforce to work correctly
Step 4 Record your findings and implement them
All findings should be written down, kept simple and not too elaborate. For example ‘Tripping over rubbish bins provided’, Staff instructed, Housekeeping checks now in place weekly. Welding fume, local exhaust ventilation used and inspected regularly
Risk assessments need to, be sufficient and suitable, they are rarely perfect, but need to evaluate the hazard properly.
You need to be able to show
o a proper check was made
o who might be affected
o the significant hazards are controlled
o all people potentially involved
o precautions are reasonable
o staff were involved
o the remaining risk is low
Dont try to do everything at once. Make a plan of action to deal with the most important things first. Health and safety inspectors acknowledge the efforts of businesses that are clearly trying to make improvements.
o Quick fixes
o Medium and long term goals
o Training
Step 5 Review your risk assessment and update if necessary
Review at least annually
Nothing stays the same
o Changes
o Improvements
o Any near misses or accidents
o Ask the workers if everything is OK
o If you know there has been a change review immediately
Some frequently asked questions (Courtesy of HSE Web Site)
What if the work I do tends to vary a lot, or I (or my employees) move from one site to another?
Identify the hazards you can reasonably expect and assess the risks from them. This general assessment should stand you in good stead for the majority of your work. Where you do take on work or a new site that is different, cover any new or different hazards with a specific assessment. You do not have to start from scratch each time.
What if I share a workplace?
Tell the other employers and self-employed people there about any risks your work could cause them, and what precautions you are taking. Also, think about the risks to your own workforce from those who share your workplace.
Do my employees have responsibilities?
Yes. Employees have legal responsibilities to co-operate with their employers efforts to improve health and safety (e.g. they must wear protective equipment when it is provided), and to look out for each other.
What if one of my employees circumstances change?
Youll need to look again at the risk assessment. You are required to carry out a specific risk assessment for new or expectant mothers, as some tasks (heavy lifting or work with chemicals for example) may not be appropriate. If an employee develops a disability then you are required to make reasonable adjustments. People returning to work following major surgery may also have particular requirements. If you put your mind to it, you can almost always find a way forward that works for you and your employees.
What if I have already assessed some of the risks?
If, for example, you use hazardous chemicals and you have already assessed the risks to health and the precautions you need to take under the Control of Substances Hazardous to Health Regulations (COSHH), you can consider them checked and move on.